Banking & Finance
National Finance Marks Exceptional Growth With Strong Q3 2026 Performance
National Finance, the Sultanate of Oman’s leading finance and leasing company, has reported strong financial results for the nine-month period ended 30 September 2026, reflecting the resilience of its business model and disciplined execution of its strategic priorities.
The performance reinforces the company’s commitment to its Partner for Growth promise, building on its market leadership while leveraging opportunities arising from the nation’s economic diversification agenda and Oman Vision 2040.
For the period ended 30 September 2026, National Finance reported an operating profit (profit before provision and tax) of RO 23.66 million, compared to RO 19.32 million during the corresponding period in 2025, representing an increase of 22.46%.
Profit after tax reached RO 12.69 million, up from RO 11.01 million in September 2025, reflecting growth of 15.28%. The company’s net investment in finance lease, working capital and factoring receivables stood at RO 718.19 million, compared to RO 652.72 million in December 2025, marking an increase of 10.03% during the period.
Reflecting on the company’s performance, Mr. Tariq Sulaiman Al Farsi, Chief Executive Officer at National Finance, stated: “Our performance reflects the strength of our long-term strategy, the resilience of our business and the confidence our customers and stakeholders continue to place in us.
“As we build on this momentum, our focus extends beyond financial growth to creating meaningful value through responsible financing, stronger customer partnerships and solutions that enable individuals, entrepreneurs and businesses to realize their ambitions.
“We are committed to playing an active role in supporting private-sector growth, advancing financial inclusion and contributing to the nation’s development priorities. Underpinned by strong governance, disciplined risk management and the dedication of our people, we remain focused on sustainable growth, while delivering lasting value for our shareholders, customers and the wider economy.”
Further reinforcing its financial strength, National Finance maintained the highest regulatory capital among finance and leasing companies in the Sultanate of Oman, at RO 151.88 million. This strong capital base provides a solid foundation for the company’s continued business expansion and long-term strategic objectives.
The development of national talent remains central to National Finance’s long-term growth strategy. As of 30 September 2026, the company achieved an Omanisation rate of 93.47%, exceeding the national target of 90%.
Through continued investment in employee development, skills enhancement and capability building, National Finance remains focused on cultivating a skilled workforce equipped to drive innovation, strengthen service delivery and support the company’s evolving business priorities.
Sustainability remains central to National Finance’s long-term strategy, with continued progress in ESG integration and initiatives aligned with national development priorities. The company’s sustainable finance portfolio also recorded significant growth, with financing for electric and hybrid vehicles increasing by 264% as of the end of September 2026, compared to the total financing provided throughout 2025, reaching OMR 6.86 million, underscoring its commitment to enabling the transition towards cleaner mobility.
National Finance further advanced its community investment priorities through longstanding partnerships with Sharakah to support SMEs, Injaz Oman to foster youth entrepreneurship, and the Environment Society of Oman to launch the second edition of the Green Campus competition, encouraging students to develop innovative solutions to reduce campus carbon footprints.
The company’s continued commitment to excellence was further reflected in several notable recognitions during the period, including the Tax Excellence Card from the Tax Authority for its commitment to tax compliance, the Excellence and Leadership Award from the Ministry of Labour for its efforts in developing and empowering national talent, and the Best Performing Omani Company of 2026 – Large Cap Category award at the Alam Al Iktisaad Magazine Awards Ceremony.
With a balanced approach to risk, continued emphasis on customer-centric innovation and an enduring commitment to sustainability, National Finance remains well-positioned to strengthen its market leadership, create enduring value for its stakeholders and play an active role in advancing the nation’s economic ambitions as a trusted Partner for Growth.
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